Health Insurance Life Group Short-Term

Why You Can’t Afford NOT To Have Health Insurance

Too many people go without health insurance. Some people think they don’t need it. But most people just think they can’t afford it.

But you can find affordable health insurance. And more importantly, you can’t afford not to have it. Being uninsured doesn’t just mean putting your health at risk — it also means putting your entire financial future at risk.


Consider this:

  • Spending one day in a hospital can cost as much as $7,175
  • In one year, Americans spent $168,040,605,058 — more than 168 billion dollars — on prescription drugs. That works out to just over $561 for every man, woman, and child in the country.
  • A 2005 Harvard study found that as many as 729,000 bankruptcies in one year alone were caused by unpaid medical bills.

Modern medicine has made us live longer and healthier. Doctors and hospitals can work miracles with injuries and illnesses that were once fatal. But these modern-day miracles can come with a hefty price tag. That’s why having insurance is so important.

Fortunately, finding affordable insurance is easy. With so many carriers offering so many different kinds of health plans, coverage is available for anyone, on any budget. And with so many independent health agents ready to help, you don’t have to try and make sense of the healthcare maze on your own.

Working With An Agent

Insurance agents aren’t salesmen that push policies for large companies. They’re trusted professionals who help people make informed and intelligent decisions about their healthcare options.

Working with a local agent is the best way to make sure you get the advice and insight needed to find the right plan.

When you talk to an agent, explain your healthcare needs to them. Tell them about your medical history, and any conditions that run in your family. Tell them about your budget — how much can you realistically afford to spend on insurance? Most of all, don’t hesitate to ask your agent questions. They’ll be happy to give you answers.

To get matched with local agents ready to find you the plan you need, fill out our simple form and get your free quotes today.